1)
In the army I known a person sitting behind me with a rusty typewriter in our clerk course at NSF in 1981
James failed his clerk course, but he got promoted just 7 months in the NSF. I was promoted only after one year 3 months even I passed the clerk course. He told me must know how to caring people, that why he was promoted even he failed the clerk course so fast.
He was a hardworking guy I saw him always reading behind me. He let me see his POSB account which had very little money at that time.
He told me he got little friends, he went into properties broking in the early 80s and doing well and let me see his check.
Every saturday he would drive his Nissan Sunny to my one room rented flat and we went to Orchard Rd and Marine Parade and dialogued until the wee hours of the morning and drive me to newton circus and marine parde to gave me a treat because of his lucative career in properties, I was struggling with 4 dollars paid per day.
He would called me few hours everyday and talk about business, last time telephone call is unlimited, which I always gave him encouragement when he is facing business problems.
I guided him to go to tackles girls, soon he got a girl friend and later he married the secretary and rarely came to visit me. On one occasion he drive me to his landed properties at Seletar. I saw beside his bed were many inspiring books.
In 97 the market collapsed I was in serious trouble and going to married he gave me $1K, on day I am going to marry, he drive with his Mercedes Benz to the marriage bureau to register with his wife and gave my relatives together a big treat.
2)
A classmate of mine and friend of 38 years, was renting a flat for $700, I told him in the early 90s to get a flat direct from the govt, don't to wait. In early 90s those flat people didn't want.
He went down and got a five flat at Pasir Ris, later he sold and buy another 4 room and fully paid. He got a car. He studied until sec 2 and now financial secure. He is very gratitude to me for helping him.
3)
A relative of mine had a run down 4 rooms flat, nearly everything broken in his house, very difficult to sell.
I took out $5K to repair and renovated his house and sold his flat at the best price. Help him to buy a house in Toa Payoh at $250K at valuation, don't need to take out any COV in the 90s.